what we do & how we help
Business Finance, Commercial Lending, Property Finance and Commercial Mortgages. That's what we do.
What makes us different is how we do it. It's why lenders want to work with us and why our clients love us.
Finance For Trading Businesses
Providing innovative and hassle free finance for your trading business. Bespoke lending to suit the needs of your business.
Property Finance & Commercial Mortgages
Property Finance. Commercial mortgages, semi-commercial and mixed use property loans. Development & Bridging finance.
Previously Declined Lending
Lending where others have said no. Sourcing lending where the borrower has previously been declined. Tailored solutions from adaptable lenders.
Business & Lending Video Guides
Informative business videos. Bite sized video tips, guides and market updates in plain English. New videos released every week.
The facts about business lending
The world of business finances has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
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We publish news, resources and tips relating to commercial finance.
Everything we do is about giving you more insight into how business lending works, the secrets, the lies and the little gems that make all the difference!
We never spam or sell to you. Just great articles in our own unique style. It's probably why over 4,000 businesses ask for our updates!
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Looking to borrow? Have a question? Or simply want to know more about your options then get in touch
latest news and blogs
Business Credit Report Secrets For many businesses the key to getting a good credit score is to pay your debts on time, service your borrowing and keep within your credit agreements. All pretty standard stuff. The thing most businesses miss is that there are a number of little things which can have an impact on
-> Continue reading Business Credit Report Secrets
The Neuroscience – Triage Lending I talk a lot about the difference between the entrepreneur and the lender, both in terms of mindset and outlook. The fact that entrepreneurs and lenders see the world differently is no great surprise, however it gets more interesting when you look at the science behind it. I use the
-> Continue reading The Neuroscience Behind Why Applications Fail
Minimum Energy Efficiency Standards – What They Mean The Energy Efficiency (Private Rented Sector) (England and Wales) Regulations 2015 will make it unlawful from April 2018 to let residential or commercial properties with an Energy Performance Certificate (EPC) rating of ‘F’ or ‘G’ (i.e. the lowest 2 grades of energy efficiency). The new regulations will
-> Continue reading Minimum Energy Efficiency Standards
Financial Distress Among SMEs New research from Begbies Traynor, the UK’s leading independent business recovery practice was published this week. The headline is the a 25% rise in businesses reporting significant financial distress. This is the biggest annual increase since 2014. Put into numbers, this is 329,834 UK companies who report “Significant” financial distress at the end
-> Continue reading Financial Distress Among SMEs Rising
Buy To Let Changes From 30th September there are more changes coming for Buy To Let borrowing. Hot on the heels of the changes introduced earlier this year the second tranche kicks in this month. Many lenders are already adapting and asking questions in advance of the changes to affordability calculations. The new regulations are
-> Continue reading Buy To Let Changes – What You Need To Know
Business Ownership For Millennials As someone with a millennial generation daughter I fully understand that the world is seen very different by Generation X than it is through the eyes of the Millennial. I don’t necessarily understand it but I do know that we see things very differently. One of the biggest differences is that
-> Continue reading How Millennials See Owning a Business
The Dangers of Loan Covenants Many years ago I remember sitting a banking exam. After the exam one of the other students asked whether anyone else attempted the question about Nuns. Confused, I asked whether he had the same paper as everyone else. It took some digging before the confusion over covenants and convents was
-> Continue reading The Dangers of Loan Covenants