what makes us unique
no upfront costs
Unlike some brokers we do not charge any upfront costs, no appraisal fees, no application or assessment fees. We only ever work on success so you have no reason not to work with us
We work with a wide range of commercial lenders covering everything from property to cashflow, secured loans to unsecured loans, standard commercial mortgages to weird and wonderful property finance. Because we are independent our sole aim is to get the right solution for you
no kidding around
If you want something that is unrealistic we will tell you. If something cannot be done or we have concerns we will share those with you. Nobody benefits unless we both get things right from day one
The facts about business lending
The world of business finance has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
understand how lenders do things
your free gift from us
Our free download includes a guide, video and template. To make it even better, it is all free and on us
latest news and blogs
What is Credit Attitude? A respected lender recently confirmed that they look at ‘credit attitude’ when underwriting commercial borrowing, this is considered over and above what may be showing on the business owner’s credit report. They consider credit attitude as a better guide to repayment than more traditional methods of assessing borrowing. Typical Credit ‘Black[…]
Borrowing & Business Plans A few years ago any application from your company to the bank involved preparing a business plan, detailing what was needed, clarifying your aims, risks and pretty much everything that the bank needed to know. Since then times have changed. Whilst a business plan is essential with equity funding, for general[…]
Companies House ID Theft Warning I little break from the normal posts, but this is my true story which has eaten much of the last week trying to get things sorted. I received a letter on Monday advising me that my application for a storecard had been refused. Interesting because I had never applied for[…]
Why Banks Can Be Dinosaurs I read an article the other day about alien life. If an alien on a planet 65 million light years away looked through his telescope at Earth then he would still see dinosaurs roaming the planet. It got me thinking, realising that whatever we look at and see has already[…]