what makes us unique
Think every business finance broker is the same? It is time to think again...
no upfront costs
Unlike some brokers we do not charge any upfront costs, no appraisal fees, no application or assessment fees. We only ever work on success so you have no reason not to work with us
no kidding around
If you want something that is unrealistic we will tell you. If something cannot be done or we have concerns we will share those with you. Nobody benefits unless we both get things right from day one
The facts about business lending
The world of business finance has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
understand how lenders do things
your free gift from us
If you can understand how a commercial lender looks at your business accounts then obtaining credit will be so much easier.
Our free download includes a guide, video and template. To make it even better, it is all free and on us
what our clients say about us
Do not just take our word for it, here is what some of our clients have said
Looking to borrow? Have a question? Or simply want to know more about your options then get in touch
you tube channel
The latest information, guides and insight via our You Tube channel
latest news and blogs
More Reliable Cash Flow Forecasts Lenders love cash flow forecasts. The strange thing is that because it is a forecast it leaves you open for questions about the reliability of the figures and whether your numbers are accurate and reliable. This 90 second video takes you through the essentials for a more robust and reliable
-> Continue reading Make a More Reliable Cash Flow Forecast
5 Essentials For a Cash Flow Forecast When it comes to cash flow forecasts they come in various formats. For us, a business is normally producing a cash flow forecast because it is required by a lender as part of the process to secure finance. When producing a cash flow forecast there are five key
-> Continue reading 5 Essentials For a Cash Flow Forecast
Sharia Commercial Finance, Misunderstood & Underestimated? Far from me to proclaim to be an expert on sharia finance because I am not, it is an area of commercial lending that is showing some growth and has the potential to grow further. For most people when you mention sharia finance or ask what it means then
-> Continue reading The Growth of Sharia Commercial Finance
Avoiding The Hidden Costs of Business Premises Regardless of whether you are buying your premises or simply leasing or renting then the cash flow of your business will change. Many businesses will look at the cost of taking on property by assessing how much the rent cost is. The cost of occupying the property, let
-> Continue reading Avoiding Unexpected Premises Costs
Changes to Property Finance – The London Issue In London and the south-east financing commercial property is much less about loan to value and far more about rental yield. The way in which lenders are now calculating rental coverage ratios could well make financing commercial and semi-commercial property in London and the South East far
-> Continue reading Changes To Property Finance – London Issues
Report Shows Surge In Late Payment of Invoices Cash flow has always been the most important thing in the life of any SME. It is in this size of business where late payment of invoices has, and always will have the biggest impact. A recent report commissioned by Amicus revealed some quite scary statistics. The
-> Continue reading Surge In Late Payments To SMEs
Business Fraud Scams A study by the American organisation, Association of Certified Fraud Examiners (ACFE) showed that 50% of all businesses will be subject to some attempted fraud. The level of fraud attempts against businesses has grown since the economic downturn in 2009 which is hardly surprising, however that trend does not appear to be abating
-> Continue reading SME Fraud Scams