what we do & how we help
Business Finance, Commercial Lending, Property Finance and Commercial Mortgages. That's what we do.
What makes us different is how we do it. It's why lenders want to work with us and why our clients love us.
Finance For Trading Businesses
Providing innovative and hassle free finance for your trading business. Bespoke lending to suit the needs of your business.
Property Finance & Commercial Mortgages
Property Finance. Commercial mortgages, semi-commercial and mixed use property loans. Development & Bridging finance.
Previously Declined Lending
Lending where others have said no. Sourcing lending where the borrower has previously been declined. Tailored solutions from adaptable lenders.
Business & Lending Video Guides
Informative business videos. Bite sized video tips, guides and market updates in plain English. New videos released every week.
The facts about business lending
The world of business finances has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
your free gift from us
'understanding how lenders work'
If you can understand how a commercial lender looks at your business accounts then obtaining credit will be so much easier.
Our free download includes a guide, video and template. To make it even better, it is all free and on us
Looking to borrow? Have a question? Or simply want to know more about your options then get in touch
latest news and blogs
Changes to Second Property Tax The start of the changes to how property income is taxed kicks off in earnest April 2017. As always, there is a clamour for understanding of how the tax changes will impact. Whilst the changes have been known for some time it is only now that investors are starting to
-> Continue reading Second Property Tax Changes
Buy To Let – HMO or AST? When it comes to residential investment property there are generally two choices over the type of property you invest in, being either a traditional property with a single tenant (AST – Assured Shorthold Tenancy) or an HMO (House of Multiple Occupancy). So, which one do you go for?
-> Continue reading Buy To Let – HMO or Single AST?
The Budd Schulberg Factor This could be why so many businesses still apply to their bank for commercial finance as the first port of call then rarely look for an alternative afterwards. Let me tell you who Budd Schulberg was. Budd was an American TV Producer, Screenwriter and Sports Writer. It is in his capacity
-> Continue reading The Budd Schulberg Factor
Mortgage Renewals Over the next 24 months there will be many property investors who have investment property mortgages coming due for renewal. The challenge will be twofold; Does the rental income still stack up given the changes in affordability testing? Do the changes in taxation of investment property still make the property worthwhile? For many
-> Continue reading Mortgage Due For Renewal?
What is Contraceptive Business Finance? Put simply it is about cash reserves and the cash you call upon when things don’t go quite to plan, meaning that the impact is lessened and the business continues. The term ‘contraceptive’ is used as this is about finance used as a tool of prevention. A YouGov survey conducted
-> Continue reading Contraceptive Business Finance
Averages – They Don’t Work If you are not one for reading blog posts then there is a video version of this post available. The financial world loves averages. A quick Google search of the word ‘average’ brings up suggestions of ‘average interest’, ‘average income’ and ‘average life expectancy’. The whole world of statistics is
-> Continue reading The Problem With Averages
Monitoring Company Credit The are enough things to do in running a business, the last thing you want is for anyone to add something to that list. I get that, however monitoring your company’s credit is important as things happen without your knowledge that can come back to bite you. Let me give you a
-> Continue reading The Importance of Monitoring Company Credit