what we do & how we help
Business Finance, Commercial Lending, Property Finance and Commercial Mortgages. That's what we do.
What makes us different is how we do it. It's why lenders want to work with us and why our clients love us.
Finance For Trading Businesses
Providing innovative and hassle free finance for your trading business. Bespoke lending to suit the needs of your business.
Property Finance & Commercial Mortgages
Property Finance. Commercial mortgages, semi-commercial and mixed use property loans. Development & Bridging finance.
Previously Declined Lending
Lending where others have said no. Sourcing lending where the borrower has previously been declined. Tailored solutions from adaptable lenders.
Business & Lending Video Guides
Informative business videos. Bite sized video tips, guides and market updates in plain English. New videos released every week.
The facts about business lending
The world of business finances has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
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We publish news, resources and tips relating to commercial finance.
Everything we do is about giving you more insight into how business lending works, the secrets, the lies and the little gems that make all the difference!
We never spam or sell to you. Just great articles in our own unique style. It's probably why over 4,000 businesses ask for our updates!
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Looking to borrow? Have a question? Or simply want to know more about your options then get in touch
latest news and blogs
Airbnb Growth in London Whenever I mention Airbnb to property specialists I get varying reactions, from shock horror to intrigue. There still appears to be a chasm between the traditional landlord and the Airbnb landlord. I fully understand the two are different beasts, the proposals are very different. It is akin to the estate agent
-> Continue reading The Growth of Airbnb in London
Other Creditors & Other Debtors One of the most commonly asked questions from lenders surrounds these two lines in company accounts. These two lines are often the ones that the borrower has trouble clarifying, yet they are too often ignored. The Balance Sheet on your accounts will provide a breakdown of the main creditors and
-> Continue reading Other Creditors & Other Debtors
Sui Generis Commercial Property For the Latin geeks, Sui Generis or ‘of it’s own kind‘ is the term given to commercial property that doesn’t fall into any of the standard property classes. Sui Generis typically relates to property that has been built for a single dedicated purpose rather than a commercial property which could be
-> Continue reading Sui Generis Commercial Property
Business Model Canvas For a long time I have wondered why so many clients are reluctant to produce business plans. My conclusion came from my own reluctance to get through some admin paperwork, being that I couldn’t see the benefit to me in doing the admin and that it just didn’t excite me. The same
-> Continue reading Business Model Canvas
How Does Your Audience Feel So how will you leave your audience feeling? You’re giving a presentation in the morning, perhaps to clients, perhaps an internal meeting. Your notes are ready, your slides are prepared, you’ve rehearsed. What could be missing? To quote from Maya Angelou, “people will forget what you said, people will forget
-> Continue reading Leave Your Audience Wanting More
Stick To What You Know There is a fine line between imparting essential knowledge and being patronising. There is an even finer line between essential knowledge total waffle. When assessing lending applications the lender will look at the publicly available information such as Companies House, Duedil and NSO. They will also look at information from
-> Continue reading Stick To What You Know
Algorithmic Underwriting Most people have come across credit scoring as an established way of assessing credit applications. Algorithmic underwriting is almost a next generation system, however it does things very differently and if the borrower is unaware then it can often catch them out. Where credit scoring looks at the fixed factors, algorithmic systems concentrate
-> Continue reading What is Algorithmic Underwriting?