what makes us unique
Think every business finance broker is the same? It is time to think again...
no upfront costs
Unlike some brokers we do not charge any upfront costs, no appraisal fees, no application or assessment fees. We only ever work on success so you have no reason not to work with us
no kidding around
If you want something that is unrealistic we will tell you. If something cannot be done or we have concerns we will share those with you. Nobody benefits unless we both get things right from day one
The facts about business lending
The world of business finance has changed in the past 10 years. The traditional lenders have continued to be stalwarts of the industry, but the demands of the client have progressed.
Both trading businesses and property investors are seeing opportunities to grow. The demand is for quicker funding, quicker answers and for the whole process to be straightforward.
There are still myths about commercial lending and access to business finance, just try not to believe too many of them.
Trading history, credit standing or needing money for a particular purpose can all be OK.
It can be quick, it can be painless and we can show you your options without any commitment.
know the options
A recent survey showed 80 percent of businesses were unaware of the finance options available to them
48 percent of small business lending is now done outside the big 5 banks
56 percent of property investors intend to expand this year. The majority will do so as limited companies
70 percent of companies said speed of decision was their number one priority. Getting an answer and funds quickly
understand how lenders do things
your free gift from us
If you can understand how a commercial lender looks at your business accounts then obtaining credit will be so much easier.
Our free download includes a guide, video and template. To make it even better, it is all free and on us
what our clients say about us
Do not just take our word for it, here is what some of our clients have said
Looking to borrow? Have a question? Or simply want to know more about your options then get in touch
latest news and blogs
3 Notable Changes in Business Finance As the business landscape changes in response to shifts in the economy and the rise of demands in new industries, the world of business financing has also changed. The business financing structure that once worked for the majority of business owners is no longer able to meet the needs
-> Continue reading 3 Notable Changes in Business Finance
Why Regulation Will Be The Driver of SME Lending 2017 has the potential to be a year of change. For most SMEs a new US president or triggering of article 50 will actually have little bearing on their plans. There are a lot of commentators who look at the changes across the pond and the
-> Continue reading Why Regulation Will Drive SME Lending in 2017
Why Buying In a Company Name May Be Better First things first, this is not about which way is better from a tax point of view. 2017 will see new affordability calculations introduced across the industry, these new regulatory guidelines are being phased in in two tranches during January and September. What these mean is
-> Continue reading Why Buying Property In Limited Company May Be Better For 2017
Purchasing Commercial Property Commercial and semi-commercial property is becoming a more popular investment choice for landlords and more popular among businesses who would rather own their premises than continue to pay rent. There are several points that are often overlooked when purchasing commercial property, here are a few of the more common things that often
-> Continue reading Tips on Buying Commercial Property
Personal Guarantees Misunderstood The provision of a personal guarantee (PG) is essential to limited company borrowing. All high street lenders will ask for a personal guarantee when lending to incorporated companies, it has been that way for many, many years. The surprising thing about it is how little the SME owner knows about what a
-> Continue reading SMEs Don’t Understand Personal Guarantees
Overdraft Lending A recent survey showed that overdraft lending to SMEs has fallen 37% in the last 5 years. Overdraft lending to larger businesses has risen by 25% in the same period. The squeeze on SME cashflow finance from traditional sources has got more intense. The problem for many SMEs is that with irregular income
-> Continue reading Overdraft Lending Drops 37%
What Next? Commercial Borrowing in 2017 The most of this 2016 was a year full of surprises. An EU referendum in June voting to leave the EU and then in November Donald Trump taken over White House. Adding to that a change of leadership in Italy and what looks to be a change in leadership
-> Continue reading The Outlook For Borrowing in 2017