balance decisions seesaw

Why Paying More For Borrowing Can Cost You Less

Why paying more for borrowing can cost you less There is a belief among many borrowers that the cost of borrowing should be the primary decision tool when it comes to which lender to use. Whilst price is always a consideration, borrowers do look for other factors such as speed of decision, time to draw
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Gower - Arnold vs Britton

Arnold vs Britton, Why Lease = Legal

Arnold vs Britton If you are considering buying leasehold investment property, either commercially or as a holiday let then this applies to you. This legal case is about the costs involved with leasehold property, in particular, the dangers of not understanding the smallest or small print. It is the case that should encourage anyone purchasing
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commercial mortgage tips

How £3 Can Save You £1000’s When Buying Commercial Property

How £3 can save you £1000’s Anyone who has ever purchased commercial property will know that every time you go through the purchase process there is always something new that crops up. The vast majority of things can be worked around, the problem is that sometimes that work around can take time and cost you
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toys-r-us & maplin video - commercial investment property

How Toys-R-Us and Maplin will impact the smaller commercial landlord

Toys-R-Us and Maplin – How it will impact you The media coverage of the problems facing Toys-R-Us and Maplin are pretty widespread. The media love a disaster story and when you add in brand names the public suddenly takes notice. In many town centres, I am sure that the vacant units will be boarded up
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Benfords Law Thumb

Why Benford’s Law Could Be Your Undoing

Benford’s Law This one is a little different, I give the details because Benford’s Law sits hidden away in lender algorithms and is used to try and spot lending fraud and disingenuous financial reports. Lenders use it not only to try and spot fraud but to test the financials provided by the borrower, a little reality
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residential property development

Development Finance – Top Tips

Development Finance – Top Tips Developers know development, lenders know lending. Somewhere between the two is a potential balance where everyone wins. These short video guides cover off some of the more common questions development borrowers ask and give an insight into how lenders view different types of development. It’s all about trying to give
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