Sample Case Studies
These are a few examples of projects we have completed. These have been chosen as they show the broad variety of the proposals we work well with. We also publish our testimonials so you can see what our partners, clients and lenders say about us.
Bespoke Company Finance – November 2017
A growing compost supplier needed to move premises to manage demand. The client had specific needs and requirements of the finance which required a different approach.
Company Buy To Let – Short Leasehold – December 2017
A limited company owned a residential buy to let where the lease length had run down. The current mortgage had run out and needed to be refinanced with the short leasehold period causing an issue for the client.
Convenience Store Finance – October 2017
A recently redeveloped convenience store required further finance to complete works and release cash back to family investors. The case was not straightforward and required expertise to complete.
Finance of Tax – Oct 2017
A growing film production company had an order book which was ever expanding but had a legacy tax liability that needed to be cleared, as is often the case raising the finance was time critical.
Tax Loan – May 2017
This case was introduced by an accountant who had a client with a pressing tax obligation. Funds were needed inside 4 days with timescales being a priority for the borrower.
Complex Commercial Property Development – April 2017
This client ran a business and charity from premises in North London. The owners had a freehold commercial unit which they wanted to develop into a new office, cafe and community meeting space. Issues with the condition of the building, the ownership and the future use had been barriers for previous brokers.
Limited Company Buy-To-Let – March 2017
This case was referred by a residential mortgage broker who had been unable to place the case for a number of factors. The challenges overcome in this case were, director with no UK credit history, former ex-pat borrower, lower value properties and lower value mortgages.
Retail Unit Expansion – February 2017
This client was introduced to us by their bank as the bank had been unable to assist with the request for funding. The client was re-branding their supermarket and building an extension to the rear to increase floor space. Challenges with split of commercial/residential occupancy and that the request fell between different areas of regulation all presented issues we successfully overcame.
Undervalue Property Purchase
This case involved raising a mortgage on a property being purchased below market value. The deal had already been to another broker who had failed to complete the case. We were given a short deadline to agree and complete the purchase mortgage.
Commercial Property Mortgage
A restaurant owner wanted to purchase a commercial property to let out. This case ran on for 366 days! There was delay after delay due to legal complexities with the freehold and leaseholds. The case exemplifies our ability to work with complex scenarios and shows we will follow things through regardless of how long it takes.
Distressed Lending Re-Financed
This case involved a client who had suffered a bereavement and had failed to pay their existing mortgage as a result. The existing lender wanted to be repaid and the client was under pressure. We worked to show why things had gone wrong and how it would now be rectified. We successfully remortgaged and saved the client from losing their property.
Lending To Non-Standard Property
This case involved a company which had an unusual structure in place, had made losses in recent periods and it’s main director was going through a difficult divorce. The company needed to raise finance to restructure and release capital to return them to profitability. Understanding what was going on and explaining that to the lender was key to getting this deal completed for the client.
If any of these cases are similar to what you want to do or you think we may be able to help then please do contact us, we are always happy to chat through any proposal you have.