what we do & how we help
We arrange business Finance, Property Lending, Commercial Mortgages and Specialist Buy to Let. We do the complicated and challenging. Because that's all we do, we know what we're doing. It is why we succeed where others fail.
We know what we're doing, it's why our lenders love working with us. We specialise in commercial finance, we get lending agreed quickly and our clients really benefit.
Finance For Trading Businesses
Providing innovative and hassle free finance for your trading business. Bespoke lending to suit the needs of your business.
Property Finance & Commercial Mortgages
Property Finance. Commercial mortgages, semi-commercial and mixed use property loans. Development & Bridging finance.
Case Studies of completed work
Real case studies demonstrating the variety of work we have completed. Real case studies showing what we have achieved for our clients.
Business, Mortgage & Lending Videos
Informative business videos. Bite sized video tips, guides and market updates in plain English. New videos released every week.
Don't just take our word for it
We ask our clients to give us feedback, here it is, warts and all from Trustpilot. Transparency is how we all achieve more and how we source the best commercial finance for you
let's have a conversation
There are always questions when it comes to any commercial lending and every case is different. The easiest thing is to talk, it can save hours and always gets better results. Let's chat through what you want and see how we can help. Add your details below and we will happily get in touch
Obtaining lending for some sectors requires understanding of the specific challenges. It enables us to secure lending on terms others cannot match.
Find out more about these sectors by clicking below.
latest news and blogs
Commercial Mortgages – Is Competition Back? For the last few years the cost of commercial mortgage borrowing has steadied but has remained fairly static across the market. We have seen no real breakaway in competition or divergence in interest rates. There are a few signs that is changing. Since the outbreak of Covid we have
-> Continue reading Commercial Mortgage – Is Competition Back?
Commercial Mortgages – Recovery Loan Scheme The Recovery Loan Scheme is fairly well known. What is less well known is that you can use the Recovery Loan Scheme for commercial mortgage borrowing. This means businesses who own their own trading premises as well as commercial property that is held as an investment and let out.
-> Continue reading Commercial Mortgages using Recovery Loan Scheme
What is Top Slicing? Let’s remember that the whole financial sector loves an acronym and loves a sound bite. Top Slicing sounds more like my golf game, but it is all about buy to let lending and using other income to support a shortfall in rental income. It works where the traditional lending to rental
-> Continue reading What is Top Slicing?
Your Bounce Back Loan Options The video below was released by the British Business Bank and applies to all bounce back loans regardless of which lender you borrowed from. As repayments start to fall due, you now have a few options should you need to buy a little more time or want to shield your
-> Continue reading Your Bounce Back Loan Options
What LIBOR changes mean for borrowers LIBOR will disappear at the end of 2021. At the moment many commercial borrowers will be borrowing on a rate linked to LIBOR. Lenders are starting to send out letters and communication to borrowers, with that in mind I want to provide some detail and understanding as to what
-> Continue reading What LIBOR changes mean for borrowers
Equipment & Asset Finance – Capital Allowances Also known as the ‘super deduction‘, there is an increase in what companies can claim back against their corporation tax when purchasing new assets or equipment. Historically, companies could claim back the cost of new equipment and asset purchases as a P&L cost, meaning that their corporation tax
-> Continue reading Equipment & Asset Finance – Capital Allowances
Holiday Let Mortgages Statistics from one holiday let mortgage lender showed a 30% jump in holiday let mortgage applications in the six months to March 2021. The average price of a holiday let purchase had increased from £387k in October 2020 to £435k in March 2021. This is a 12% increase in just six months.
-> Continue reading Holiday Let Mortgages
How to finance a property bought at auction Forget any episode of ‘Homes under the Hammer’ that is not how real life works. When buying a property at auction you typically only have 28 days to complete on the purchase, which means being a cash buyer or having the finance in place before you bid.
-> Continue reading How to finance a property at auction