Why Do SMEs Find Borrowing Difficult? There is plenty of media coverage around the difficulties SMEs have in obtaining finance. There is also plenty of media coverage around the schemes, options and Government backed ideas to get finance moving. The problem with all this is that the real reason is still missed. Let me show
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5 Good Reasons Why Companies Borrow I once had a conversation with an accountant who will remain nameless, they said that they never advise their customers to borrow money as debt is never a good thing. Interesting theory. There are certainly some situations where borrowing is definitely the wrong thing to do, but to have
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Solving Seasonal Cash Flow This time of year can be a peak period for many businesses, with schools out, the sun shining (maybe) and people in the holiday mood, the takings of many businesses will be higher now than the rest of the year. Cash flow now can be at it’s best, so no need
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Small Businesses Are Growing “This is the golden age for small firms – there has never been a better time to start and grow a business. Lord Young in 2015 Small Business Report” Not bad place to start, at the beginning of the golden age. 2014 saw the largest growth in new company registrations at
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The Barriers To Raising Finance One of the most common enquiries I receive are following the client being declined a loan or other finance facility, the reaction of the client when being declined is normally one of surprise. Surprise means the client was not expecting the answer, so what are the most common barriers to
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Dashboard Commercial Funding This is a theory which applies the standard car dashboard as an analogy to preparing your business for raising funding. How this works is by taking the information supplied on a standard dashboard and applying that to your business. Most of the information available is what top tier commercial lenders look for
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