The 60 Second Series
We provide a series of short informational videos about key business and lending topics. These short videos are designed as bit size pieces of information that are easy to watch and understand.
Another thing we do to be different and offer you more.
New videos released every week
How Linkedin Can Make or Break a Lending Application
Contrary to common belief, Linkedin matters more than just storing a few connections. What your Linkedin profile says about you matters to a lender also. There are things you need to consider, here is a quick overview.
How Lender Fees Can Almost Double Your Lending Costs
A fee is not just a fee. A percentage matters only when you know how that percentage is being measured. The way lenders calculate fees can vary so much that it fundamentally changes the best value lending deal.
Minimum Energy Efficiency Standards Regulations
Another major issue for landlords lands on 1st April 2018. The MEES regulations apply to domestic and non-domestic properties and will especially impact where improvements works are required.
What is Merchant Cash Advance?
The merchant cash advance is becoming an ever more popular route for leisure sector and seasonal businesses to raise finance. By taking loan repayments from an overhead to a variable cost can benefit cash flow.
The Dangers of Loan Covenants
Why the loan covenant can put your whole business at risk. Not understanding loan covenants can cause real problems just when you don’t need it.
Changes To Buy-to-let Mortgage Regulation
What you need to know about the impending changes to buy to let mortgage regulations to avoid being caught our by the new changes.
Sharia Commercial Finance
It’s not just about religion of belief, it is a different way of financing and it is growing fast. If you don’t understand Sharia financing then it is well worth taking a moment, you may even agree with some of the ethics.
Sui Generis Property
What is Sui Generis and how you can mortgage against this type of specialist property class.
Other Debtors & Other Creditors
The most commonly queried line in any company’s financial accounts. Lenders will always want the detail that hides in these lines, this video gives tips on what to do and what you should be asking your accountant.
What To Do Before a Property Valuation
The make or break of many commercial finance deals is the valuation over the property being used as security. Too many times the borrower fails to do simple things before the surveyor arrives, here are some tips to getting the best survey result
The New Way of Underwriting
How credit is underwritten and agreed is changing. If you don’t want to be caught out then you need to understand how things are changing and know how to make it work for you.
New Enterprise Allowance
Did you know there is a Government scheme that will provide an income for those who choose to start their own business rather than seek paid employment? You probably didn’t