Interest Rates? Where To Next…

Interest Rates The base rate of interest in the UK remains at 0.5%, an all time low. The cautionary note came from the notes to the last MPC meeting which showed 2 of the panel voting for a rise, this is the first real split in opinion for some time. So does this mean interest
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The Best Kept Business Secret?

Is This The Best Kept Secret? There are very few things that can genuinely benefit a business. Most Government backed schemes are treated with a large dose of cynicism, either that or you spend longer looking for the catch than the benefit. Growth Vouchers are something a little different. If you have come across the
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Why What You Do Matters

What Do You Do? This is the most common question I ask after reading a business plan. Strange isn’t it? A business plan is all about the business, what it does, what it will do, how it will do it etc. Which makes it all the more surprising that so often a business plan can
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Why Getting A Bank Loan Is Like Dating

Getting a Bank Loan or Dating? Businesses get turned down for finance, fact. What it doesn’t mean is that your business proposal or the business itself is wrong. Sometimes it just happens. There is a quote from Sahar Hashemi, co-founder of Coffee Republic; For me it’s a numbers game – you should almost notch up
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When Is Revenue Not Revenue?

Business Revenue Sales, turnover, income, whatever you decide to call it. Revenue is the money coming in to a business. For most business owners it forms the lifeblood of the company, it is what everything else is pointed toward. However one of the biggest accounting mistakes businesses make is thinking revenue is revenue when it
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