Author: Dave Farmer

Invoice Finance vs Invoice Factoring, What's The Difference

Invoice Finance vs Invoice Factoring, What’s The Difference?

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Invoice Finance vs Invoice Factoring, What’s The Difference? Let’s remember that a healthy cash flow is a constant challenge for businesses and an absolute essential. Financial instruments like invoice finance and invoice factoring have gained popularity as solutions to this issue. Historically, any form of invoice finance or factoring was taken as a sign of
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The Care Sector Finance Need

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The Care Sector Finance Need The UK care sector has been in and out of favour with lenders and likely will continue to be that way. What can’t be argued is the size of the sector and demand coming in the years ahead. In the UK: In 2020, there were approximately 11,300 care homes in
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Why Are Lenders Hesitant About Holiday Lets?

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Why Are Lenders Hesitant About Holiday Lets? Firstly, if you want to buy or remortgage a property that is let as a holiday let or via a site such as Airbnb then you can. However, if you are then it is worth trying to understand why some lenders are hesitant about mortgaging a holiday let.
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what causes your business credit rating to plummet

Common Culprits: What Can Cause Your Business Credit Rating to Plummet?

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What Can Cause Your Business Credit Rating to Plummet? A business credit rating, like a personal credit score, can drop due to various factors and financial behaviours. Unlike personal credit scores, it can also drop due to external factors and influences outside of your control. Understanding these factors is crucial for businesses to maintain a
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Understanding the FCA's Concerns with Lender Liquidity

Understanding the FCA’s Concerns with Lender Liquidity

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Understanding the FCA’s Concerns with Lender Liquidity: A Closer Look Introduction In the intricate world of finance, stability and trust are paramount. The Financial Conduct Authority (FCA) plays a crucial role in maintaining this trust by overseeing the financial industry and ensuring that it operates with integrity. One of the central concerns of the FCA
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Tips for a Successful Commercial to Residential Conversion

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Tips for a Successful Commercial to Residential Conversion Are you considering converting a commercial property into a residential space? This process can be a lucrative venture, offering you the chance to repurpose existing structures for the housing market. However, navigating the complexities of a commercial to residential conversion requires careful planning and execution. In this
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Just Cashflow Lender Failure – What To Do

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Just Cashflow Lender Failure – What To Do Just Cashflow was a lender offering a range of business linked borrowing facilities, the majority of these were secured by property and/or a personal guarantee. Their borrowing was split into three main areas: Revolving Credit Facility The Revolving Credit Facility is similar to a traditional bank overdraft
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net cash flow from operations

What is Net Cash Flow From Operations?

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Net Cash Flow From Operations – What is it? Net cash flow from operations, also known as operating cash flow, is a financial metric that measures the amount of cash generated or used by a company’s core business operations during a specific period of time. Lenders use it because it provides insight into the company’s
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