commercial mortgage tips

How £3 Can Save You £1000’s When Buying Commercial Property

How £3 can save you £1000’s Anyone who has ever purchased commercial property will know that every time you go through the purchase process there is always something new that crops up. The vast majority of things can be worked around, the problem is that sometimes that work around can take time and cost you
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toys-r-us & maplin video - commercial investment property

How Toys-R-Us and Maplin will impact the smaller commercial landlord

Toys-R-Us and Maplin – How it will impact you The media coverage of the problems facing Toys-R-Us and Maplin are pretty widespread. The media love a disaster story and when you add in brand names the public suddenly takes notice. In many town centres, I am sure that the vacant units will be boarded up
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Benfords Law Thumb

Why Benford’s Law Could Be Your Undoing

Benford’s Law This one is a little different, I give the details because Benford’s Law sits hidden away in lender algorithms and is used to try and spot lending fraud and disingenuous financial reports. Lenders use it not only to try and spot fraud but to test the financials provided by the borrower, a little reality
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residential property development

Development Finance – Top Tips

Development Finance – Top Tips Developers know development, lenders know lending. Somewhere between the two is a potential balance where everyone wins. These short video guides cover off some of the more common questions development borrowers ask and give an insight into how lenders view different types of development. It’s all about trying to give
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loan to value ratios

When Loan To Value Doesn’t Mean Loan or Value

Loan to value (LTV) or not loan to value That is the question. Shakespeare just when you weren’t expecting it! LTV is a pretty common acronym in property lending, it refers to the loan amount in relation to the property value. As with most things about money, what should be simple is never quite as
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