3 things to watch interest rates 2023

What Next For Interest Rates? 3 Things To Watch

What Next For Interest Rates? 3 Things To Watch Let’s cut to it: The last rate rise was smaller than the previous, is that a trend? Two members of the MPC wanted no change in interest rates, will that sentiment grow? Shortages in the labour market are being highlighted as inflationary issues, will Government policy
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fixed rate expiring

Good Ideas For Fixed Rate Borrowing Expiring in 2023

Good Ideas For Fixed Rate Borrowing Expiring in 2023 Fixed rate borrowing or fixed rate mortgage expiring in 2023? With one eye on rising interest rates, here are some of our best ideas and suggestions for saving money and reducing your borrowing cost (you can also watch the video here). There are a lot of
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financing tax

How To Finance Your Tax Bill

How To Finance Your Tax Bill Why does the thought of that impending tax bill get me down? I know it’s coming, I have even put funds aside for it, but it still hurts to see it paid out to HMRC when I know I could be reinvesting within the business or using those funds
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loan to value myths busted

Property Finance – Why a lower LTV means a higher loan

Property Finance – Why a lower LTV means a higher loan Loan to value ratios, the amount as a percentage of a property value that will lender will lend to you. Some lenders lend 80% of property value, others will lend 70% of a property value sounds simple, but it isn’t ever quite that straightforward.
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holiday let mortgage

Buying a Holiday Let – Myths & Misconceptions

Financing a Holiday Let I hear so many stories that financing a holiday let is difficult, problematic and much more expensive than a standard buy to let mortgage. Myths and misconceptions. Bain of my life as many potential investors back away from buying a property as a holiday let (or short term let) because they
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how to mortgage holiday let (1)

Tips For Holiday Lets – Easier Mortgages

Tips For Holiday Lets – Easier Mortgages With the increasing popularity of holiday lets as an investment property rather than the traditional buy to let, it is worth looking at the common mistakes and areas that investors often fail to cover off, usually thinking the lender isn’t interested when actually, they are. When raising a
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deferred consideration property development

What is Deferred Consideration?

What is Deferred Consideration? The concept of deferred consideration is quite straightforward in that a fixed sale price has been agreed between buyer and seller with part of the price is not being paid at completion, it is instead deferred until a later date. The consideration given for the purchase has been deferred. It may
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