financing tax

How To Finance Your Tax Bill

How To Finance Your Tax Bill Why does the thought of that impending tax bill get me down? I know it’s coming, I have even put funds aside for it, but it still hurts to see it paid out to HMRC when I know I could be reinvesting within the business or using those funds
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loan to value myths busted

Property Finance – Why a lower LTV means a higher loan

Property Finance – Why a lower LTV means a higher loan Loan to value ratios, the amount as a percentage of a property value that will lender will lend to you. Some lenders lend 80% of property value, others will lend 70% of a property value sounds simple, but it isn’t ever quite that straightforward.
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holiday let mortgage

Buying a Holiday Let – Myths & Misconceptions

Financing a Holiday Let I hear so many stories that financing a holiday let is difficult, problematic and much more expensive than a standard buy to let mortgage. Myths and misconceptions. Bain of my life as many potential investors back away from buying a property as a holiday let (or short term let) because they
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how to mortgage holiday let (1)

Tips For Holiday Lets – Easier Mortgages

Tips For Holiday Lets – Easier Mortgages With the increasing popularity of holiday lets as an investment property rather than the traditional buy to let, it is worth looking at the common mistakes and areas that investors often fail to cover off, usually thinking the lender isn’t interested when actually, they are. When raising a
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deferred consideration property development

What is Deferred Consideration?

What is Deferred Consideration? The concept of deferred consideration is quite straightforward in that a fixed sale price has been agreed between buyer and seller with part of the price is not being paid at completion, it is instead deferred until a later date. The consideration given for the purchase has been deferred. It may
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Property finance misconceptions

Common Misconceptions About Property Finance

What I Wish I Had Known I always hated those introductions you make to a new group, perhaps at a networking do or on a course. One of the worst was ‘what do you know now that you wish you knew when you were 18?’. I won’t answer that as I once gave a wrongly
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business lending misconceptions

Misconceptions About Business Finance

Not A Lot Of People Know That The best way to demystify a few misconceptions about business lending is to start by quoting Michael Caine. Whilst I can’t promise this will blow your blo*dy doors off, it may make you think a little differently. I Never Used To Use Amazon Roll the clock back 10
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