What is Business Liquidity A Comprehensive Guide

What is Business Liquidity: A Comprehensive Guide

What is Business Liquidity: A Comprehensive Guide Introduction If running a business was a ship then one term holds the compass that guides companies through uncertain waters – liquidity. Understanding and managing liquidity is akin to having a sturdy vessel equipped to weather storms and seize opportunities. On that note, let’s embark on a journey
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Demystifying the Difference Between Profit and Cash Flow

Demystifying the Difference Between Profit and Cash Flow

Demystifying the Difference Between Profit and Cash Flow Two essential metrics often cause confusion among business owners: profit and cash flow. While these terms may seem interchangeable, understanding their distinctions is crucial for making informed financial decisions and ensuring the sustainability of a business. Understanding the difference between each is critical when applying for business
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The Power of Media Searches - Why Lenders Use Them

The Power of Media Searches – Why Lenders Use Them

The Power of Media Searches: Why Lenders Use Them In today’s digital age, the lending industry has witnessed a significant transformation, driven by advanced technologies and an abundance of data. Lenders have access to a wealth of information about borrowers, far beyond traditional financial records. Most borrowers are aware of credit agencies and credit searches
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Invoice Finance vs Invoice Factoring, What's The Difference

Invoice Finance vs Invoice Factoring, What’s The Difference?

Invoice Finance vs Invoice Factoring, What’s The Difference? Let’s remember that a healthy cash flow is a constant challenge for businesses and an absolute essential. Financial instruments like invoice finance and invoice factoring have gained popularity as solutions to this issue. Historically, any form of invoice finance or factoring was taken as a sign of
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Why Are Lenders Hesitant About Holiday Lets?

Why Are Lenders Hesitant About Holiday Lets? Firstly, if you want to buy or remortgage a property that is let as a holiday let or via a site such as Airbnb then you can. However, if you are then it is worth trying to understand why some lenders are hesitant about mortgaging a holiday let.
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what causes your business credit rating to plummet

Common Culprits: What Can Cause Your Business Credit Rating to Plummet?

What Can Cause Your Business Credit Rating to Plummet? A business credit rating, like a personal credit score, can drop due to various factors and financial behaviours. Unlike personal credit scores, it can also drop due to external factors and influences outside of your control. Understanding these factors is crucial for businesses to maintain a
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net cash flow from operations

What is Net Cash Flow From Operations?

Net Cash Flow From Operations – What is it? Net cash flow from operations, also known as operating cash flow, is a financial metric that measures the amount of cash generated or used by a company’s core business operations during a specific period of time. Lenders use it because it provides insight into the company’s
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