interest rate rises explained

Interest Rate Warning – Rate Rises Explained

Interest Rate Warning – Rate Rises Explained Let me caveat this with saying this post has been written on 28th September, they say a week is a long time in politics, it is almost a lifetime in economic terms… The first thing to realise about interest rates is that they were never, ever, going to
-> Continue reading Interest Rate Warning – Rate Rises Explained

commercial mortgages business property trading

Commercial Mortgages – Cheaper & For Any Business Purpose?

Commercial Mortgages – Cheaper & For Any Business Purpose? Lower cost and more flexible commercial mortgage lending sounds great. Doesn’t it? Let’s bring back an old friend to help, The Recovery Loan Scheme. Now branded as the trendy new RLS 3.0, it’s almost as if the British Business Bank asked Apple what to call the
-> Continue reading Commercial Mortgages – Cheaper & For Any Business Purpose?

fixed rate mortgage warning

Rising Interest Rates – Why Cost is NOT the big issue

Rising Interest Rates – Why Cost is NOT the big issue The biggest problem with rising interest rates is not that it increases the cost of your finance. Let that sink in… The biggest issue with rising interest rates is not that it will increase the cost of your finance but that it changes the
-> Continue reading Rising Interest Rates – Why Cost is NOT the big issue

loan to value myths busted

Property Finance – Why a lower LTV means a higher loan

Property Finance – Why a lower LTV means a higher loan Loan to value ratios, the amount as a percentage of a property value that will lender will lend to you. Some lenders lend 80% of property value, others will lend 70% of a property value sounds simple, but it isn’t ever quite that straightforward.
-> Continue reading Property Finance – Why a lower LTV means a higher loan

fixed rate mortgages

Fixed Rate Mortgages – Read This Now

Fixed Rate Mortgages – Need To Know Now This is about expiring fixed rates and it matters. The most common period for any fixed rate borrowing (especially commercial mortgages) is five years. The bit that always catches our clients is just how short a period of time five years is, it goes quickly, really quickly. 
-> Continue reading Fixed Rate Mortgages – Read This Now

holiday let mortgage

Buying a Holiday Let – Myths & Misconceptions

Financing a Holiday Let I hear so many stories that financing a holiday let is difficult, problematic and much more expensive than a standard buy to let mortgage. Myths and misconceptions. Bain of my life as many potential investors back away from buying a property as a holiday let (or short term let) because they
-> Continue reading Buying a Holiday Let – Myths & Misconceptions

how to mortgage a holiday let

How To Mortgage a Holiday Let

How To Mortgage a Holiday Let For mortgage purposes a holiday let is a property that is not your main residence, is not let out on a standard AST and is let for a short period by different occupants across the year. Holiday lets are an increasingly popular option for property investors, research by Suffolk
-> Continue reading How To Mortgage a Holiday Let

non standard construction CO2 footprint

Non Standard Construction – The Next Mortgage Hurdle

Non Standard Construction We see this question all the time from lenders, ‘is the property of standard construction?’. Which begs the question of what is standard construction and what will standard construction be going forward? Plus, how do I mortgage a property that isn’t of standard construction? The key point here is that construction of
-> Continue reading Non Standard Construction – The Next Mortgage Hurdle

Call Now Button