business lending 2024 budget

Borrowing & The Budget 2024

Borrowing & The Budget What did the 2024 budget do for businesses and property professionals? Let’s see… You can download the pdf here. Recovery Loan Scheme Remember when Jif became Cif? Marathon became Snickers? The Recovery Loan Scheme seems to have changed names almost weekly, it is now going to be known as the Growth
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UK Commercial Property Trends in 2024

UK Commercial Property Trends in 2024

UK Commercial Property Trends in 2024 Commercial property trends serve as barometers for economic health, investor sentiment, and societal shifts. In 2024, the UK’s commercial property sector finds itself at a crossroads, shaped by technological advancements, evolving consumer behavior, global events and the normalisation of a post pandemic world. In this post, we delve into
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What Can I Borrow SIPP & SASS Commercial Mortgages

What Can I Borrow? SIPP & SASS Commercial Mortgages

What Can I Borrow? SIPP & SASS Commercial Mortgages Both Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SASS) in the UK have the ability to borrow money to purchase commercial property. The schemes do differ from each other. Caveat one; the rules and limits do change so please always ask, take independent advice and
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The Power of Media Searches - Why Lenders Use Them

The Power of Media Searches – Why Lenders Use Them

The Power of Media Searches: Why Lenders Use Them In today’s digital age, the lending industry has witnessed a significant transformation, driven by advanced technologies and an abundance of data. Lenders have access to a wealth of information about borrowers, far beyond traditional financial records. Most borrowers are aware of credit agencies and credit searches
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care sector finance care sector mortgage

The Soaring Growth of the UK Care Home Sector

The Soaring Growth of the UK Care Home Sector: Trends and Implications The UK care home sector has experienced remarkable growth in recent years, driven by demographic changes and an increasing demand for high-quality care services. This has been matched by lenders offering bespoke and specialist terms to this sector. But what are the factors
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what causes your business credit rating to plummet

Common Culprits: What Can Cause Your Business Credit Rating to Plummet?

What Can Cause Your Business Credit Rating to Plummet? A business credit rating, like a personal credit score, can drop due to various factors and financial behaviours. Unlike personal credit scores, it can also drop due to external factors and influences outside of your control. Understanding these factors is crucial for businesses to maintain a
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Understanding the FCA's Concerns with Lender Liquidity

Understanding the FCA’s Concerns with Lender Liquidity

Understanding the FCA’s Concerns with Lender Liquidity: A Closer Look Introduction In the intricate world of finance, stability and trust are paramount. The Financial Conduct Authority (FCA) plays a crucial role in maintaining this trust by overseeing the financial industry and ensuring that it operates with integrity. One of the central concerns of the FCA
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commercial to residential development

Tips for a Successful Commercial to Residential Conversion

Tips for a Successful Commercial to Residential Conversion Are you considering converting a commercial property into a residential space? This process can be a lucrative venture, offering you the chance to repurpose existing structures for the housing market. However, navigating the complexities of a commercial to residential conversion requires careful planning and execution. In this
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