What Next For Interest Rates? 3 Things To Watch Let’s cut to it: The last rate rise was smaller than the previous, is that a trend? Two members of the MPC wanted no change in interest rates, will that sentiment grow? Shortages in the labour market are being highlighted as inflationary issues, will Government policy
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The Best Small Commercial Finance Broker in UK! I am delighted that in our 10th anniversary year Lime Consultancy have been recognised as ‘Sole Trader of the Year 2022’. The NACFB are the leading body representing and overseeing the commercial finance intermediary sector, to be recognised as the best among our peers is an amazing
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Interest Rate Warning – Rate Rises Explained Let me caveat this with saying this post has been written on 28th September, they say a week is a long time in politics, it is almost a lifetime in economic terms… The first thing to realise about interest rates is that they were never, ever, going to
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Commercial Mortgages – Cheaper & For Any Business Purpose? Lower cost and more flexible commercial mortgage lending sounds great. Doesn’t it? Let’s bring back an old friend to help, The Recovery Loan Scheme. Now branded as the trendy new RLS 3.0, it’s almost as if the British Business Bank asked Apple what to call the
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Rising Interest Rates – Why Cost is NOT the big issue The biggest problem with rising interest rates is not that it increases the cost of your finance. Let that sink in… The biggest issue with rising interest rates is not that it will increase the cost of your finance but that it changes the
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Property Finance – Why a lower LTV means a higher loan Loan to value ratios, the amount as a percentage of a property value that will lender will lend to you. Some lenders lend 80% of property value, others will lend 70% of a property value sounds simple, but it isn’t ever quite that straightforward.
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Fixed Rate Mortgages – Need To Know Now This is about expiring fixed rates and it matters. The most common period for any fixed rate borrowing (especially commercial mortgages) is five years. The bit that always catches our clients is just how short a period of time five years is, it goes quickly, really quickly.
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Financing a Holiday Let I hear so many stories that financing a holiday let is difficult, problematic and much more expensive than a standard buy to let mortgage. Myths and misconceptions. Bain of my life as many potential investors back away from buying a property as a holiday let (or short term let) because they
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