Days Beyond Terms Invoice Value

Why Cash and Cash Flow are Changing, Quickly

Why are cash and cashflow changing? The oldest phrase in business is that cash is king. That has never changed. What has changed is that for the average business cash flow is quickly becoming life and death, no delays, no hesitation. The impact is quicker and deeper than it has ever been. This statement is
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HS2 route

When a Property Becomes Unmortgageable

When a property becomes unmortgageable An interesting case came across my desk recently. The client had two buy to let properties in the North West, the client himself lived on the South Coast. I received a call from the client after he had applied to remortgage the properties and after a valuation had been undertaken.
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Laffer Curve

The Laffa Curve – Buy to let mortgages

The Laffer curve I love analogies and business models that can be applied to real world scenarios. My previous favourite was the Dunning Kruger model, now I think that the Laffer Curve has taken top spot. The reason this model grabbed my attention was an article about how revenue generated by buy to let stamp
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person thinking about mortgage

Why Fixed Rate Mortgages May Be Popular For The Wrong Reasons

Why fixed-rate mortgages may be popular for all the wrong reasons There have been a few articles and reports of late about the rise in popularity of fixed rate mortgages. This has been quoted as being down to good fixed rate offers from lenders and borrowers seeking security. All pretty standard huh? I’m not so
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balance decisions seesaw

Why Paying More For Borrowing Can Cost You Less

Why paying more for borrowing can cost you less There is a belief among many borrowers that the cost of borrowing should be the primary decision tool when it comes to which lender to use. Whilst price is always a consideration, borrowers do look for other factors such as speed of decision, time to draw
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Gower - Arnold vs Britton

Arnold vs Britton, Why Lease = Legal

Arnold vs Britton If you are considering buying leasehold investment property, either commercially or as a holiday let then this applies to you. This legal case is about the costs involved with leasehold property, in particular, the dangers of not understanding the smallest or small print. It is the case that should encourage anyone purchasing
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