Commercial Mortgage limited time deals

Commercial Mortgage – Is Competition Back?

Commercial Mortgages – Is Competition Back? For the last few years the cost of commercial mortgage borrowing has steadied but has remained fairly static across the market. We have seen no real breakaway in competition or divergence in interest rates. There are a few signs that is changing. Since the outbreak of Covid we have
-> Continue reading Commercial Mortgage – Is Competition Back?

commercial mortgages recovery loan scheme

Commercial Mortgages using Recovery Loan Scheme

Commercial Mortgages – Recovery Loan Scheme The Recovery Loan Scheme is fairly well known. What is less well known is that you can use the Recovery Loan Scheme for commercial mortgage borrowing. This means businesses who own their own trading premises as well as commercial property that is held as an investment and let out.
-> Continue reading Commercial Mortgages using Recovery Loan Scheme

what is top slicing

What is Top Slicing?

What is Top Slicing? Let’s remember that the whole financial sector loves an acronym and loves a sound bite. Top Slicing sounds more like my golf game, but it is all about buy to let lending and using other income to support a shortfall in rental income. It works where the traditional lending to rental
-> Continue reading What is Top Slicing?

bounce back loan options

Your Bounce Back Loan Options

Your Bounce Back Loan Options The video below was released by the British Business Bank and applies to all bounce back loans regardless of which lender you borrowed from. As repayments start to fall due, you now have a few options should you need to buy a little more time or want to shield your
-> Continue reading Your Bounce Back Loan Options

what libor changes mean for borrowers

What LIBOR changes mean for borrowers

What LIBOR changes mean for borrowers LIBOR will disappear at the end of 2021. At the moment many commercial borrowers will be borrowing on a rate linked to LIBOR. Lenders are starting to send out letters and communication to borrowers, with that in mind I want to provide some detail and understanding as to what
-> Continue reading What LIBOR changes mean for borrowers

Capital allowance march 2023 new equipment

Equipment & Asset Finance – Capital Allowances

Equipment & Asset Finance – Capital Allowances Also known as the ‘super deduction‘, there is an increase in what companies can claim back against their corporation tax when purchasing new assets or equipment. Historically, companies could claim back the cost of new equipment and asset purchases as a P&L cost, meaning that their corporation tax
-> Continue reading Equipment & Asset Finance – Capital Allowances

holiday let mortgages

Holiday Let Mortgages

Holiday Let Mortgages Statistics from one holiday let mortgage lender showed a 30% jump in holiday let mortgage applications in the six months to March 2021. The average price of a holiday let purchase had increased from £387k in October 2020 to £435k in March 2021. This is a 12% increase in just six months.
-> Continue reading Holiday Let Mortgages

joint venture property tips

Tips on Joint Venture Developments

Joint Venture Developments A joint venture is when you undertake a project with a commercial aim in partnership with another person/s. Joint ventures are pretty common when it comes to property investment, whether that be a property development or acquiring a property to let as an investment. There are several good reasons why joint ventures
-> Continue reading Tips on Joint Venture Developments

Call Now Button