holiday let mortgage

Buying a Holiday Let – Myths & Misconceptions

Financing a Holiday Let I hear so many stories that financing a holiday let is difficult, problematic and much more expensive than a standard buy to let mortgage. Myths and misconceptions. Bain of my life as many potential investors back away from buying a property as a holiday let (or short term let) because they
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how to mortgage holiday let (1)

Tips For Holiday Lets – Easier Mortgages

Tips For Holiday Lets – Easier Mortgages With the increasing popularity of holiday lets as an investment property rather than the traditional buy to let, it is worth looking at the common mistakes and areas that investors often fail to cover off, usually thinking the lender isn’t interested when actually, they are. When raising a
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how to mortgage a holiday let

How To Mortgage a Holiday Let

How To Mortgage a Holiday Let For mortgage purposes a holiday let is a property that is not your main residence, is not let out on a standard AST and is let for a short period by different occupants across the year. Holiday lets are an increasingly popular option for property investors, research by Suffolk
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non standard construction CO2 footprint

Non Standard Construction – The Next Mortgage Hurdle

Non Standard Construction We see this question all the time from lenders, ‘is the property of standard construction?’. Which begs the question of what is standard construction and what will standard construction be going forward? Plus, how do I mortgage a property that isn’t of standard construction? The key point here is that construction of
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EPC

The EPC Challenge Facing Buy To Let

The EPC Challenge Facing Buy To Let In 2015 the government introduced the Minimum Energy Efficiency Standard (MEES) requiring landlords to ensure that by 2025 all newly rented properties reach an Energy Performance Certificate (EPC) rating of C or above. This will extend to all rental properties by 2028. The big question is around how
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non fungible tokens

What are Non Fungible Tokens?

What are Non Fungible Tokens? It seems to be the latest buzzword, just as cypto currencies start to make sense, along comes something new which leaves most of us asking what is a Non Fungible Token? To start, let’s clarify ‘Fungible’. Collins describe Fungible as ‘replaceable or interchangeable with another of the same type’. Think
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commercial mortgage magazine

Property Finance, Commercial Mortgages, What’s New?

Property Finance, Commercial Mortgages, What’s New? You want to know the latest details on raising property finance, development lending or commercial mortgages? You want all that in a simple, parodic magazine? Here it is. Commercial finance like never before. Enjoy. Get in Touch Fill out my Wufoo form!

deferred consideration property development

What is Deferred Consideration?

What is Deferred Consideration? The concept of deferred consideration is quite straightforward in that a fixed sale price has been agreed between buyer and seller with part of the price is not being paid at completion, it is instead deferred until a later date. The consideration given for the purchase has been deferred. It may
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