How to finance development of a garden plot One of the common questions we get asked is about how to finance a garden plot which has planning for a new build property. Do you sell to a developer or take on the project? If you take on the project and the build how do you
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How to borrow more on your buy to let Interest rates have gone up, the cost of your buy to let mortgage is higher, you can’t borrow as much as you once could and you can no longer finance the new purchase or refinance that mortgage where the fixed rate has expired. Wrong. Buy to
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Good Ideas For Fixed Rate Borrowing Expiring in 2023 Fixed rate borrowing or fixed rate mortgage expiring in 2023? With one eye on rising interest rates, here are some of our best ideas and suggestions for saving money and reducing your borrowing cost (you can also watch the video here). There are a lot of
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Interest Rate Warning – Rate Rises Explained Let me caveat this with saying this post has been written on 28th September, they say a week is a long time in politics, it is almost a lifetime in economic terms… The first thing to realise about interest rates is that they were never, ever, going to
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Commercial Mortgages – Cheaper & For Any Business Purpose? Lower cost and more flexible commercial mortgage lending sounds great. Doesn’t it? Let’s bring back an old friend to help, The Recovery Loan Scheme. Now branded as the trendy new RLS 3.0, it’s almost as if the British Business Bank asked Apple what to call the
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How To Finance Your Tax Bill Why does the thought of that impending tax bill get me down? I know it’s coming, I have even put funds aside for it, but it still hurts to see it paid out to HMRC when I know I could be reinvesting within the business or using those funds
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Rising Interest Rates – Why Cost is NOT the big issue The biggest problem with rising interest rates is not that it increases the cost of your finance. Let that sink in… The biggest issue with rising interest rates is not that it will increase the cost of your finance but that it changes the
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Fixed Rate Mortgages – Need To Know Now This is about expiring fixed rates and it matters. The most common period for any fixed rate borrowing (especially commercial mortgages) is five years. The bit that always catches our clients is just how short a period of time five years is, it goes quickly, really quickly.
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