full expensing of assets

Full Expensing of Assets

Full Expensing of Assets – What Is It? Full expensing is an accounting method that allows companies to deduct the full cost of qualifying assets from their taxable income in the year they are purchased, rather than depreciating them over several years. This means that instead of spreading the cost of an asset over its
-> Continue reading Full Expensing of Assets

How can I understand more about the FCA Investigation into Personal Guarantees? What does it mean for me?

Understanding the FCA Investigation into Personal Guarantees

Understanding the FCA Investigation into Personal Guarantees In recent times, the Financial Conduct Authority (FCA) has undertaken investigations into various aspects of financial services to ensure transparency, fairness, and consumer protection. Remember PPI? Interest Rate Swaps? Or, roll the clock back to Endowment Mortgages? One such area under scrutiny recently has been personal guarantees. This
-> Continue reading Understanding the FCA Investigation into Personal Guarantees

Understanding VAT Implications for Commercial Property

Understanding VAT Implications for Commercial Property

Understanding VAT Implications for Commercial Property Commercial property transactions involve various financial considerations, and one significant aspect is Value Added Tax (VAT). Understanding VAT implications is crucial for both buyers and sellers. It is also one of the often missed considerations for first time commercial property investors. In this article, we’ll look into the basics
-> Continue reading Understanding VAT Implications for Commercial Property

Understanding the Differences Between SIPP and SASS

Understanding the Differences Between SIPP and SASS

Understanding the Differences Between SIPP and SASS Commercial Mortgages for SIPPs and SASSs are something that has never been as popular as it was promised to be, when we talk to clients about their pension borrowing to purchase commercial property one of the first questions that comes up is where the difference is between a
-> Continue reading Understanding the Differences Between SIPP and SASS

Understanding UK Commercial Property Yields

Understanding UK Commercial Property Yields

Understanding UK Commercial Property Yields Investing in commercial properties can be a lucrative venture, offering a potentially stable source of income and capital appreciation. One crucial metric that investors consider when evaluating the profitability of such investments is the yield. In the UK, understanding commercial property yields is essential for making informed investment decisions. It
-> Continue reading Understanding UK Commercial Property Yields

Why Commercial Mortgage Finance Is More Expensive Than Residential

Why Commercial Mortgage Finance Is More Expensive Than Residential

Why Commercial Mortgage Finance Is More Expensive Than Residential When it comes to financing properties it is something we love doing. One question that often occurs is why there is a disparity in interest rates between commercial mortgages and residential mortgages? This price discrepancy is rooted in several factors, each contributing to the higher costs
-> Continue reading Why Commercial Mortgage Finance Is More Expensive Than Residential

covid default rates

CBILS & BBLS – What Is The Default Rate?

CBILS & BBLS – What Is The Default Rate? Coronavirus Business Interruption Loan Scheme and the Bounce Back Loan Scheme. The main two schemes offered by Government to support businesses during the Covid period. Whilst CBILS was assessed by lenders (sometimes loosely), the BBLS was almost sanctioned without assessment. What happened afterwards was always going
-> Continue reading CBILS & BBLS – What Is The Default Rate?

care sector finance care sector mortgage

The Care Sector Finance Need

The Care Sector Finance Need The UK care sector has been in and out of favour with lenders and likely will continue to be that way. What can’t be argued is the size of the sector and demand coming in the years ahead. In the UK: In 2020, there were approximately 11,300 care homes in
-> Continue reading The Care Sector Finance Need