How to borrow more on your buy to let Interest rates have gone up, the cost of your buy to let mortgage is higher, you can’t borrow as much as you once could and you can no longer finance the new purchase or refinance that mortgage where the fixed rate has expired. Wrong. Buy to
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Good Ideas For Fixed Rate Borrowing Expiring in 2023 Fixed rate borrowing or fixed rate mortgage expiring in 2023? With one eye on rising interest rates, here are some of our best ideas and suggestions for saving money and reducing your borrowing cost (you can also watch the video here). There are a lot of
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How To Finance Your Tax Bill Why does the thought of that impending tax bill get me down? I know it’s coming, I have even put funds aside for it, but it still hurts to see it paid out to HMRC when I know I could be reinvesting within the business or using those funds
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Rising Interest Rates – Why Cost is NOT the big issue The biggest problem with rising interest rates is not that it increases the cost of your finance. Let that sink in… The biggest issue with rising interest rates is not that it will increase the cost of your finance but that it changes the
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Fixed Rate Mortgages – Need To Know Now This is about expiring fixed rates and it matters. The most common period for any fixed rate borrowing (especially commercial mortgages) is five years. The bit that always catches our clients is just how short a period of time five years is, it goes quickly, really quickly.
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Commercial Mortgages – Cash Flow Friendly Business often think of cashflow when it comes to invoicing and looking at what is in the bank, they also look at the terms they get from suppliers and those they offer to clients. The cashflow item they often miss is when borrowing. Take a standard commercial mortgage. It
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How to get lending approved easier Play the man not the ball A sporting analogy that explains why businesses can struggle to raise finance and property developers can find it difficult to secure funding for their next project. What do I mean by play the man not the ball? It is about taking into account
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Holiday Lets – How Tax Works Buying a property as a holiday let is a popular investment, but how are holiday let properties taxed? Why are they different to normal buy to let properties? What tax will I pay if I sell my holiday let? All questions I get asked when putting the finance in
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