multi unit freehold blocks

Understanding Multi-Unit Freehold Blocks

Understanding Multi-Unit Freehold Blocks Multi-unit freehold blocks (MUFB) stand as intriguing and often misunderstood entities, we often see borrowers wondering if they can finance a MUFB or whether they are a viable proposition for lender – they are. As property markets evolve, these structures have gained prominence for their unique characteristics and investment potential. Whether
-> Continue reading Understanding Multi-Unit Freehold Blocks

construction finance & vat

Understanding VAT Registration for UK Property Developers

Understanding VAT Registration for UK Property Developers In the realm of property development, navigating the intricacies of tax regulations is crucial for ensuring compliance and financial efficiency. Value Added Tax (VAT) is one such consideration that property developers must understand. VAT registration is a significant step in the process, and its implications can have a
-> Continue reading Understanding VAT Registration for UK Property Developers

business lending 2024 budget

Borrowing & The Budget 2024

Borrowing & The Budget What did the 2024 budget do for businesses and property professionals? Let’s see… You can download the pdf here. Recovery Loan Scheme Remember when Jif became Cif? Marathon became Snickers? The Recovery Loan Scheme seems to have changed names almost weekly, it is now going to be known as the Growth
-> Continue reading Borrowing & The Budget 2024

What Can I Borrow SIPP & SASS Commercial Mortgages

What Can I Borrow? SIPP & SASS Commercial Mortgages

What Can I Borrow? SIPP & SASS Commercial Mortgages Both Self-Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SASS) in the UK have the ability to borrow money to purchase commercial property. The schemes do differ from each other. Caveat one; the rules and limits do change so please always ask, take independent advice and
-> Continue reading What Can I Borrow? SIPP & SASS Commercial Mortgages

what is a section 21 eviction

What is a Section 21 Eviction?

Understanding Section 21 Eviction In the world of property management and tenancies, the term “Section 21 eviction” often surfaces, carrying significant implications for both landlords and tenants. This legal procedure provides landlords in the UK with a means to regain possession of their property, often known as a ‘No Fault Eviction‘ Whilst abolition of this
-> Continue reading What is a Section 21 Eviction?

Understanding UK Commercial Property Yields

Understanding UK Commercial Property Yields

Understanding UK Commercial Property Yields Investing in commercial properties can be a lucrative venture, offering a potentially stable source of income and capital appreciation. One crucial metric that investors consider when evaluating the profitability of such investments is the yield. In the UK, understanding commercial property yields is essential for making informed investment decisions. It
-> Continue reading Understanding UK Commercial Property Yields

What Lenders Want From First-Time Property Developers

What Lenders Want From First-Time Property Developers

What Lenders Want From First-Time Property Developers Whether you’re aiming to flip houses or construct new developments, there are several key considerations that will significantly influence your success in raising development finance. In this post, we will delve into the essential factors that first-time property developers should keep in mind because they make raising finance
-> Continue reading What Lenders Want From First-Time Property Developers

Why Commercial Mortgage Finance Is More Expensive Than Residential

Why Commercial Mortgage Finance Is More Expensive Than Residential

Why Commercial Mortgage Finance Is More Expensive Than Residential When it comes to financing properties it is something we love doing. One question that often occurs is why there is a disparity in interest rates between commercial mortgages and residential mortgages? This price discrepancy is rooted in several factors, each contributing to the higher costs
-> Continue reading Why Commercial Mortgage Finance Is More Expensive Than Residential