The Mortgage Arrears Dilemma A recent report highlighted the increase in severe mortgage arrears had increased 16% from Q2 2020 through Q2 2021. Severe mortgage arrears are those loans where the arrears balance is between 2.5% and 5% of the loan total. Buy to let mortgage arrears in the same category have increased 134% in
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VAT, that marvelous way of losing 20% of your sales. I am not sure how many times I have heard the phrase ‘if we didn’t have to pay VAT’ followed by a statement about more profits. Well, VAT is not going away. Your sales see you gather the VAT from your buyer, so why is
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We have talked about how your personal credit rating works in a previous post, now we look at how your personal credit rating can impact, or hurt your business. Business Products We all need third party products to make our business work. Sometimes these are time saving or convenience products, sometimes they are 100% key
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Your Personal credit rating used to be talked about as something mysterious or the great unknown. Nowadays a personal credit rating is something easily accessible and open for you to view. The challenge here is in understanding what the report is telling you and knowing how this will impact on your business’s ability to seek
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