Growth Voucher Approved We are delighted to have been vetted and approved as a Government Approved Growth Voucher advisor. This means that if you are looking for any of the following, then the Government will provide up to £2,000 of match funding through the Growth Voucher scheme; Loan Finance Cash Flow Finance Mortgage Finance Growth
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The Real Reason Banks Wont Lend To Business Anytime Soon The economy is growing, inflation under control, interest rates expected to stay static in 2014, a bit more feelgood in the country. The banks are saying the right things, funding initiatives everywhere. So, why are small businesses still finding it hard to get commercial finance?
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New Business Ideas The small business has one advantage over it’s large corporate cousins. It can adapt, be innovative and apply those innovations at short notice. This flexibility and adaptability is the USP the small business has, after all small businesses are built on the ability to meet a gap in the supply/demand chain. Small
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Loans For Business We hear enough about government initiatives and schemes to make banks lend more to the small business. However we never really seem to see a great shift in delivery or genuine desire to lend to the SME sector. There are often good reasons why loans for business are declined, refused, knocked back
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We are often asked why it takes so long to get a decision on a business loan application. The bottom line is that bankers and entrepreneurs are fundamentally different people, what may be an absolute priority to you probably isn’t to your banker. Whichever way you look at it, you are not going to change
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We try and explain the basics of why a banker doesn’t always understand the entrepreneur and vise-versa. To obtain business finance you need to have an appreciation for what the business banker thinks, it is unlikely the bank will change so to succeed you need to be understanding, sorry… The first in our series of
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Crowdfunding Crowdfunding, also known as peer to peer, or peer to business lending, is a growing source of business finance and one that is steadily increasing in popularity. Business Secretary Vince Cable MP was quoted as saying: “SMEs need access to a range of finance options, including non-bank lending. Those forms of finance are still
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The government has announced that the Funding For Lending scheme is to be extended, so surely this should be good news for the UK economy and for UK businesses, but is it? The scheme was designed to provide capital to banks at better rates than they could raise themselves, with this saving being passed on
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