Why Banks Still Won’t Lend To Business

The Real Reason Banks Wont Lend To Business Anytime Soon The economy is growing, inflation under control, interest rates expected to stay static in 2014, a bit more feelgood in the country. The banks are saying the right things, funding initiatives everywhere. So, why are small businesses still finding it hard to get commercial finance?
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Loans For Business – Why So Hard?

Loans For Business We hear enough about government initiatives and schemes to make banks lend more to the small business. However we never really seem to see a great shift in delivery or genuine desire to lend to the SME sector. There are often good reasons why loans for business are declined, refused, knocked back
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Get A Quicker Business Loan Decision

We are often asked why it takes so long to get a decision on a business loan application. The bottom line is that bankers and entrepreneurs are fundamentally different people, what may be an absolute priority to you probably isn’t to your banker. Whichever way you look at it, you are not going to change
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The Bank Doesn’t Understand Me

We try and explain the basics of why a banker doesn’t always understand the entrepreneur and vise-versa. To obtain business finance you need to have an appreciation for what the business banker thinks, it is unlikely the bank will change so to succeed you need to be understanding, sorry… The first in our series of
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Funding For Lending Scheme Extended, But Why Bother?

The government has announced that the Funding For Lending scheme is to be extended, so surely this should be good news for the UK economy and for UK businesses, but is it? The scheme was designed to provide capital to banks at better rates than they could raise themselves, with this saving being passed on
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