Getting a Bank Loan or Dating? Businesses get turned down for finance, fact. What it doesn’t mean is that your business proposal or the business itself is wrong. Sometimes it just happens. There is a quote from Sahar Hashemi, co-founder of Coffee Republic; For me it’s a numbers game – you should almost notch up
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Business Finance Is a Foreign Language When you go to Spain it is fair to say we all know a few words, could order our cerveza, count to 10 and the rest. Not many of us are fluent. Take that then try mixing that with a bit of Mandolin, Flemish, Arabic, and Esperanto. Just how
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For a while now we have felt that something has been missing from our proposition. The solutions we provide for business finance, commercial lending and business growth are great, but we needed to be noticed more. After some serious thought we decided to slightly re-brand and launch our first piece of promotional literature. Lime Consultancy
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It never ceases to amaze that many businesses spend more time comparing and preparing for small changes in their business, yet don’t put the same time and research into raising company finance. This may be down to a basic understanding, and that most high street lenders (banks) are guarded about how they asses finance, and
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The best thing about running your own business is the freedom and excitement to go out, develop your ideas, push forward and grow. The fun is about moving ahead, looking forward and trying to achieve ever more. The boring part is keeping your accounts up to date… Boring but business accounts and good records are
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Remember when you were a child and played with your ‘Slinky’ spring, watching it gradually climb down the stairs? Your business is not much different. If everything is looked after properly then your business will stretch and contract as it overcomes each obstacle in its way, as it does so it moves smoothly and efficiently.
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There is always media coverage surrounding whether the banks are lending to businesses or not, that small businesses are finding it ever more difficult to obtain loans. The truth is that somewhere amid the media hype lies reality. Here we try and show you the facts (as provided by the BBA) and use these to
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We come across many businesses who are hurrying to get financial accounts, management accounts, cash flows or profit & loss accounts completed so they can present them to their bank. There is a common misconception that a bank looks at financial accounts when assessing lending. The answer is that they do, but they are not the
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