Buying property using CBILS – Business Mortgage There is much coverage of the Coronavirus Business Interruption Loan (CBILS), the problem is most of it is focused on the delays and issues with the scheme, rather than how it can be practically used for and how companies can benefit by using it. There are two areas
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The Real Reason Banks Decline Business Loans For the majority of businesses the main reason they are declined bank finance is never truly understood, it is vaguely concealed in a broad explanation that never really feels justified or right. The reason this happens is that your bank wants to keep you as a client. They
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The Real Reason Banks Decline Business Loans For the majority of businesses the main reason they are declined bank finance is never truly understood, it is vaguely concealed in a broad explanation that never really feels justified or right. The reason this happens is that your bank wants to keep you as a client. They
-> Continue reading The Real Reason Banks Decline Loans
Bridging Finance Back in the early 1990’s bridging finance was a popular way of financing house purchases, of bridging the gap between purchase and sale. From the late 1990’s onwards the residential bridging market became less popular, with lenders only looking at ‘closed’ bridging finance, in other words where contracts had already been exchanged. In
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We have talked about how your personal credit rating works in a previous post, now we look at how your personal credit rating can impact, or hurt your business. Business Products We all need third party products to make our business work. Sometimes these are time saving or convenience products, sometimes they are 100% key
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Business borrowing is normally classified in terms of cost as a combination of the following; Interest rate Arrangement fee Legal costs Security costs Exit (or any other) fee Most borrowers will be driven to judge value based on the above, but what is your cost of business borrowing? Business Borrowing For now let us ignore
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How do you know when your care home is performing well? Clearly one of the key signals will be your CQC/CCSIW assessment and that of the Environment Health report regarding the kitchen. These are important key performance indicators (KPI’s) and are helpful for telling prospective clients how you perform. There are many other measures and
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In part 1 we looked at some basic networking mistakes and some top tips to get more from the networking events you visit. Now we will look at some easy ways to ‘work the room’ and get speaking to the people who you can work with. Networking is about building relationships. It is the first
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