EBITDA Explained In Plain English

EBITDA Explained In Plain English

EBITDA Explained In Plain English Lenders like using a ratio known as EBITDA, it stands for Earnings Before Interest, Taxes, Depreciation, and Amortisation. It’s a measure of a company’s overall financial performance and is used as an alternative to judging lending affordability using net profit. There are good reasons why lenders use this figure over
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What is Business Liquidity A Comprehensive Guide

What is Business Liquidity: A Comprehensive Guide

What is Business Liquidity: A Comprehensive Guide Introduction If running a business was a ship then one term holds the compass that guides companies through uncertain waters – liquidity. Understanding and managing liquidity is akin to having a sturdy vessel equipped to weather storms and seize opportunities. On that note, let’s embark on a journey
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Demystifying the Difference Between Profit and Cash Flow

Demystifying the Difference Between Profit and Cash Flow

Demystifying the Difference Between Profit and Cash Flow Two essential metrics often cause confusion among business owners: profit and cash flow. While these terms may seem interchangeable, understanding their distinctions is crucial for making informed financial decisions and ensuring the sustainability of a business. Understanding the difference between each is critical when applying for business
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Invoice Finance vs Invoice Factoring, What's The Difference

Invoice Finance vs Invoice Factoring, What’s The Difference?

Invoice Finance vs Invoice Factoring, What’s The Difference? Let’s remember that a healthy cash flow is a constant challenge for businesses and an absolute essential. Financial instruments like invoice finance and invoice factoring have gained popularity as solutions to this issue. Historically, any form of invoice finance or factoring was taken as a sign of
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cash flow mortgages

Commercial Mortgage – Better For Cash Flow?

Commercial Mortgages – Cash Flow Friendly Business often think of cashflow when it comes to invoicing and looking at what is in the bank, they also look at the terms they get from suppliers and those they offer to clients. The cashflow item they often miss is when borrowing. Take a standard commercial mortgage. It
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Days Beyond Terms Invoice Value

Why Cash and Cash Flow are Changing, Quickly

Why are cash and cashflow changing? The oldest phrase in business is that cash is king. That has never changed. What has changed is that for the average business cash flow is quickly becoming life and death, no delays, no hesitation. The impact is quicker and deeper than it has ever been. This statement is
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