Improve Your Poor Credit Rating These days many lenders advertise that they will accept borrowers with a poor credit rating, that they will lend to people with CCJs or defaults. The fact is that these lenders are either; A – Very picky about what and who they lend to B – Very expensive and lending
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Having a poor credit record does not mean that you cannot raise finance for your business, what it means is that your options will be less and you may pay more. The second part to this is that you need to know why you have a poor credit record and take action to put it
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We have talked about how your personal credit rating works in a previous post, now we look at how your personal credit rating can impact, or hurt your business. Business Products We all need third party products to make our business work. Sometimes these are time saving or convenience products, sometimes they are 100% key
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Your Personal credit rating used to be talked about as something mysterious or the great unknown. Nowadays a personal credit rating is something easily accessible and open for you to view. The challenge here is in understanding what the report is telling you and knowing how this will impact on your business’s ability to seek
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Computer Says No, or What Is Credit Scoring? We often get asked this, or rather asked to explain how the decision made by the bank has been arrived at. Firstly, Credit Scoring is a statistically based system which judges each proposal on a set of criteria driven from past experience. It doesn’t judge you
-> Continue reading Computer Says No! AKA – How Does Credit Scoring Work?