Interest Rate Warning – Rate Rises Explained Let me caveat this with saying this post has been written on 28th September, they say a week is a long time in politics, it is almost a lifetime in economic terms… The first thing to realise about interest rates is that they were never, ever, going to
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Commercial Mortgages – Cheaper & For Any Business Purpose? Lower cost and more flexible commercial mortgage lending sounds great. Doesn’t it? Let’s bring back an old friend to help, The Recovery Loan Scheme. Now branded as the trendy new RLS 3.0, it’s almost as if the British Business Bank asked Apple what to call the
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Commercial Mortgages – Cash Flow Friendly Business often think of cashflow when it comes to invoicing and looking at what is in the bank, they also look at the terms they get from suppliers and those they offer to clients. The cashflow item they often miss is when borrowing. Take a standard commercial mortgage. It
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Property Finance, Commercial Mortgages, What’s New? You want to know the latest details on raising property finance, development lending or commercial mortgages? You want all that in a simple, parodic magazine? Here it is. Commercial finance like never before. Enjoy. Get in Touch Fill out my Wufoo form!
Commercial Mortgages – Is Competition Back? For the last few years the cost of commercial mortgage borrowing has steadied but has remained fairly static across the market. We have seen no real breakaway in competition or divergence in interest rates. There are a few signs that is changing. Since the outbreak of Covid we have
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Commercial Mortgages – Recovery Loan Scheme The Recovery Loan Scheme is fairly well known. What is less well known is that you can use the Recovery Loan Scheme for commercial mortgage borrowing. This means businesses who own their own trading premises as well as commercial property that is held as an investment and let out.
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Buying property using CBILS – Business Mortgage There is much coverage of the Coronavirus Business Interruption Loan (CBILS), the problem is most of it is focused on the delays and issues with the scheme, rather than how it can be practically used for and how companies can benefit by using it. There are two areas
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Rent to Buy In the personal borrowing sector, there is a big argument to say that a history of paying rent should be used as proven affordability for the same level of mortgage repayment. Currently, the ability to afford rent is not considered when applying for a mortgage, the criteria and affordability tests are regulated
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