Interest Rates? Where To Next…

Interest Rates The base rate of interest in the UK remains at 0.5%, an all time low. The cautionary note came from the notes to the last MPC meeting which showed 2 of the panel voting for a rise, this is the first real split in opinion for some time. So does this mean interest
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What Is The Real Story Behind Bank Lending?

There is always media coverage surrounding whether the banks are lending to businesses or not, that small businesses are finding it ever more difficult to obtain loans. The truth is that somewhere amid the media hype lies reality. Here we try and show you the facts (as provided by the BBA) and use these to
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What Does Not Having a AAA Credit Rating Mean?

The media have been quick to jump on the UK’s loss of their AAA credit rating this week, but what is it and what does it actually mean? Credit Ratings are issued by independent companies such as ‘Moodys’ or ‘Standard and Poors’, they sell their analysis and intelligence to other companies, investors, banks etc. It
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