Why Commercial Mortgage Finance Is More Expensive Than Residential

Why Commercial Mortgage Finance Is More Expensive Than Residential

Why Commercial Mortgage Finance Is More Expensive Than Residential When it comes to financing properties it is something we love doing. One question that often occurs is why there is a disparity in interest rates between commercial mortgages and residential mortgages? This price discrepancy is rooted in several factors, each contributing to the higher costs
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More Lost in Translation

Lenders Don’t Understand My Business I have written previously about why borrowers and lenders see things very differently, it is a glass half full or glass half empty scenario. What makes things worse is that the narrative and language used by a borrower and a lender is often the same, but the meaning or intention
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The Best Kept Business Secret?

Is This The Best Kept Secret? There are very few things that can genuinely benefit a business. Most Government backed schemes are treated with a large dose of cynicism, either that or you spend longer looking for the catch than the benefit. Growth Vouchers are something a little different. If you have come across the
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Alternative SME Finance

Alternative SME Finance So, you are an SME director/owner and are looking for finance. History says you go to your bank, tell them your story and ask for money. Confident of getting your finance? Probably not. So where do you go next. In the UK there are over 4m SMEs making up 99% of the
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Invoice Finance vs Factoring, The Difference

Invoice Finance. Also known as Sales Finance, Discounting, Factoring, Invoice Discounting, Sales Factoring, Invoice Factoring. You name it, the next firm calls it something different! In essence they all produce the same result. So, let’s sum up what it is all about. XYZ Ltd sell widgets. They get an order, make the widgets then sell
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