Good Ideas For Fixed Rate Borrowing Expiring in 2023 Fixed rate borrowing or fixed rate mortgage expiring in 2023? With one eye on rising interest rates, here are some of our best ideas and suggestions for saving money and reducing your borrowing cost (you can also watch the video here). There are a lot of
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Interest Rate Warning – Rate Rises Explained Let me caveat this with saying this post has been written on 28th September, they say a week is a long time in politics, it is almost a lifetime in economic terms… The first thing to realise about interest rates is that they were never, ever, going to
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Rising Interest Rates – Why Cost is NOT the big issue The biggest problem with rising interest rates is not that it increases the cost of your finance. Let that sink in… The biggest issue with rising interest rates is not that it will increase the cost of your finance but that it changes the
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IRP – Interest Rate Products Mis-selling These have seen some pretty adverse publicity over the last few years. The bank mis-selling saga concerning the sale of these products has rumbled on, but we are now seeing these cases settled. Bank Settlements Some of our clients have now received offers of settlement. To date we have
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Working out what your loan repayments should be, could be, or even would be can be less than straightforward. Every lender does things a little differently. Some work out interest monthly, some daily. Some lenders provide a flat rate, others an APR. The thing is, underneath it all you have a customer who simply wants
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We are all aware that the base rate of interest remains at an all time low of 0.5%, lending should therefore be more affordable than ever for the majority of businesses. So why have so many banks locked their customers into Hedging Products which mean the customer is paying so much more? Hedging is about
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