How Important Are Financial Accounts To Your Bank?

We come across many businesses who are hurrying to get financial accounts, management accounts, cash flows or profit & loss accounts completed so they can present them to their bank. There is a common misconception that a bank looks at financial accounts when assessing lending. The answer is that they do, but they are not the
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Why It Pays Not To Be Too Sensitive

Sensitivity Analysis ‘Sensitivity Analysis’ may sound a scientific or complicated term, but really it is very simple but too often misunderstood or ignored. Here we look at how the business owner and lender view sensitivity differently, and how unless one understands the other it will end in tears. OK, What is it? Many businesses will
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