IRP – Interest Rate Products Mis-selling These have seen some pretty adverse publicity over the last few years. The bank mis-selling saga concerning the sale of these products has rumbled on, but we are now seeing these cases settled. Bank Settlements Some of our clients have now received offers of settlement. To date we have
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The State of Franchising in the UK A survey by the British Franchise Association (BFA) in conjunction with Natwest has shown some interesting statistics. The first thing to consider is that during 2011 UK GDP grew by only 0.7%, whereas the UK franchise sector increased it’s economic contribution by 8%. During this same period franchise turnover
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Having a poor credit record does not mean that you cannot raise finance for your business, what it means is that your options will be less and you may pay more. The second part to this is that you need to know why you have a poor credit record and take action to put it
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We have been involved with the government supported start-up loans scheme for a short while now and are delighted that our first mentored business has successfully raised finance through the scheme! Now, we all like to take credit for things but in this case our involvement was slight, but we it proved to be the
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The Unique Selling Point (USP) is just about the only thing that will differentiate you from your competitors. The difficult thing is in finding your USP, it is not always where you think it is, often it is a thing of marginal fiction, made up, created, dreamed up to make your business that little bit
-> Continue reading Tips To Improve Your Business – Part Four – USP
We are often asked why it takes so long to get a decision on a business loan application. The bottom line is that bankers and entrepreneurs are fundamentally different people, what may be an absolute priority to you probably isn’t to your banker. Whichever way you look at it, you are not going to change
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We picked up a really interesting article about RBS and their willingness to lend to UK businesses, the article was based around a Sunday Times interview with RBS chairman Stephen Hester. The BBC article can be accessed here. Part of the interview quote was “We are lending as much as we can….we cannot force companies
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More and more UK businesses are now trading across borders, whether that be importing goods from China or Europe, whether that be selling on-line to businesses or consumers in America or beyond. The ease of electronic sales channels, ease of communication and accessible logistics all mean that importing and exporting is no longer the domain
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