Curry & Business Loans – Why One Helps The Other

Business Loans In my personal life curry is one of my favourite things, in my professional life it is about helping clients obtain funding, typically business loans and other commercial funding. On further thought it became apparent that the two are very much linked, especially when business loans get declined. Expectations of Finance Approval It
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Why What You Do Matters

What Do You Do? This is the most common question I ask after reading a business plan. Strange isn’t it? A business plan is all about the business, what it does, what it will do, how it will do it etc. Which makes it all the more surprising that so often a business plan can
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Why Getting A Bank Loan Is Like Dating

Getting a Bank Loan or Dating? Businesses get turned down for finance, fact. What it doesn’t mean is that your business proposal or the business itself is wrong. Sometimes it just happens. There is a quote from Sahar Hashemi, co-founder of Coffee Republic; For me it’s a numbers game – you should almost notch up
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Personal Guarantees – Did You Know This?

Personal Guarantees Also referred to as a ‘PG’, a personal guarantee is where you become personally liable for your business liabilities. The most common scenario is where your business borrows money and the lender asks for the director to provide a ‘Personal Guarantee’. The rationale is simple, a limited company can be folded or wound
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What Is Crowdfunding?

What Is Crowdfunding? With some analysts predicting business lending through crowdfunding in the UK could exceed £1bn by the end of 2015 then you really should be aware of what crowdfunding is. The Perfect Storm For Business Loans? They say that stress can be the best driver of innovation. As the recession took hold and
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Business Funding – Questions To Ask Yourself

Business Funding Questions To Ask Yourself You have a fantastic business idea. Now couple that with the £1m you have sitting around in the bank doing nothing, hey-ho business funding sorted and the world is your oyster. But back in the real world obtaining business funding is somewhat different, the £1m is not a luxury
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