When CBILS Bites Back CBILS finally ended on 31st March 2021, as of June 2020 £38bn had been advanced to 910k businesses. Between now and March 2022 businesses will need to start making repayments to these loans or seek agreement from their lender for special terms outside of the standard CBILS scheme. Many of these
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Growth Voucher Approved We are delighted to have been vetted and approved as a Government Approved Growth Voucher advisor. This means that if you are looking for any of the following, then the Government will provide up to £2,000 of match funding through the Growth Voucher scheme; Loan Finance Cash Flow Finance Mortgage Finance Growth
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New Business Ideas The small business has one advantage over it’s large corporate cousins. It can adapt, be innovative and apply those innovations at short notice. This flexibility and adaptability is the USP the small business has, after all small businesses are built on the ability to meet a gap in the supply/demand chain. Small
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Bridging Finance Back in the early 1990’s bridging finance was a popular way of financing house purchases, of bridging the gap between purchase and sale. From the late 1990’s onwards the residential bridging market became less popular, with lenders only looking at ‘closed’ bridging finance, in other words where contracts had already been exchanged. In
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Loans For Business We hear enough about government initiatives and schemes to make banks lend more to the small business. However we never really seem to see a great shift in delivery or genuine desire to lend to the SME sector. There are often good reasons why loans for business are declined, refused, knocked back
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Business borrowing is normally classified in terms of cost as a combination of the following; Interest rate Arrangement fee Legal costs Security costs Exit (or any other) fee Most borrowers will be driven to judge value based on the above, but what is your cost of business borrowing? Business Borrowing For now let us ignore
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How do you know when your care home is performing well? Clearly one of the key signals will be your CQC/CCSIW assessment and that of the Environment Health report regarding the kitchen. These are important key performance indicators (KPI’s) and are helpful for telling prospective clients how you perform. There are many other measures and
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In part 1 we looked at some basic networking mistakes and some top tips to get more from the networking events you visit. Now we will look at some easy ways to ‘work the room’ and get speaking to the people who you can work with. Networking is about building relationships. It is the first
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